APT vs Z1P H1 COMPARISONS, page-20

andre why are you looking just at ANZ region when Zip is global just like Afterpay haha too funny. You need to look at global numbers not just one region
As we've seen with Afterpay losses decrease and then profit comes. Zips 6.89% revenue per dollar is great. Quad delivers 7.07% reveneue per dollar and growing over 250% YoY and rising.
But to nitpick if you looked at last quarter you'll see Zips ANZ numbers for growth are up past 60% year on year and rising.
my point here is Afterpay is still the leader but the catch up that's occuring is dramatic. As zip continues to sclae as Afterpay has done these metrics will continue to improve. Zip only made a loss of 14 million on the 130% growth in revenue, analysts were expecting zip doing 25 million loss

So yeah it's all good from what I'm seeing. Numbers don't lie.
Both companies results are great but Zips are really that quantum step up now and it's zipped past Afterpay h
Now....

But at the end of the day you have to think about it, apt charges merchants for their money and only money they get off consumers is late fees. That's a negative feeling for consumers. Zip gets revenue across both merchants and consumers but they do it through accountkeeping fees which hasn't got the negativity to it like late fees