Mate innovation does not pay overnight but it provides cushion against headwinds. Zip distributed a lot in cash back during Nov to 8Jan Zip has spent a lot on SME BNPL which is yet to fully mature. Zip is behind Afterpay in TTV Zip Charges less Tap n Zip has just started and now with customer spending data it will make informed decision with the merchants. Zip is spending big $$ on engineering for the whole group which is expensed in Aus The game has just started just have some patience..etc etc
APT Price at posting:
$134.36 Sentiment: None Disclosure: Not Held