1) growth of customers, ttv over the past few years shows that bnpl is not just some stupid concept and companies are purely driven by sentiments... that is just not true
2) CC system might take longer to break but the trend is irreversible
3) all we need is a good news coming out of quadpay and
zip will be flying again
4) bnpl are always volatile and 20-30% swing are normal... if you want something that never changes then bnpl is not for you
5) if you have no interest in zip then stop posting 100+ Messages beating up zip
Tech wreck, page-63
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