APT's policies and settings are clearly wanting.
APT's lack of credit checks and heavy reliance on late fees makes it a far inferior product to Zip.
But thankfully you're always lurking around the Zip threads just to make sure nobody has an opportunity to point this out before you give us your non-objective "analysis".
New Code of practice for BNPL, doesn't affect Zip, page-99
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| Open | High | Low | Value | Volume |
| $1.66 | $1.66 | $1.60 | $24.14M | 14.75M |
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| No. | Vol. | Price($) |
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| 4 | 144386 | $1.64 |
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