All interesting info and helpful comments to provide balance and perspective on BNPL - thanks.
If Paypal wants, they could destroy APT in no time at all.
One thing is for certain - if something is unsustainable, then it won't be sustained.
APT is unsustainable - guess that means - its time for a bobsled ride.
All aboard for a fun run down the mountain.
Fasten seat belts and tighten crash helmets.
DDD
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