Why TF is this stock always the most discussed?, page-32

You can have all the credit checks in the world when you apply for a credit card & you can still get into HUGE debt.

Have you heard of PocketBook Ytoccs? it's an app which Z1p is a parent company of and it helps people track, budget and manage their spending. None of my banks have offered or suggested this app for me, because banks love you paying their exorbitant interest rates & fees.

https://getpocketbook.com/ :

Pocketbook is a freeware budget planner and personal finance app launched in 2012 and acquired by Zip in 2016.

Users can set up and manage budgets, track spending and manage bills with this app.

Pocketbook is the first personal finance app in Australia to offer users the ability to manage their money through linking their bank accounts.

When banks give people $25K , $50k $100k + credit limits and they spend up big, they fall into huge debt and then start paying high interest rates and then jump onto another new interest free promotion which tempts people into putting all their DEBT onto their new interest free credit card for 6months.

Credit cards are just a bad spiral of never ending debt and banks love it!

Z1p does not give customers $25k+ credit limits. Z1p's limit is $350, $500 or $1,000 MAX.

With BNPL credit limits are set between $350 - $3,000 , these cards may also suit those who are new to credit, or those who want to limit their opportunity to get into debt.

Traditional credit cards offer credit limits into tens of thousands of dollars dependent on cardholder circumstances. It could tempt some cardholders to spend more than they would otherwise.

BTW the sweetheart comment doesn't sit well with me.