The APT Downramping genius, page-4

Agreed.

There is definitely an argument that Afterpay is overvalued - depends on your risk vs. reward preferences and how sustainable you think their future growth is.

People calling it a ponzi scheme, not understanding the impact of scaling on current profitability of fast growing companies, and bringing up insider selling from founders who still have the vast majority of their wealth tied to the company simply waste everyone's time.