i agree the product is resonating....
Clearly the gap is volumes in the BNPL...
It would make sense with Cash on Hand they go acquire BNPL offerings overseas. Its great they will launch organically in the UK and Canada but making an strategic acquisition makes perfect sense to me. APT has done it so has Zip. My thoughts are they will in the next 12 months. plus work with some banks with the bundll product.
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