Any mug can manage the economy on the credit card mate and the question is who is going to pay down the debt when we reach $1.5 Trillion + another $400 billion of States & Muni debts by 2025? (see current Comm & States' budget forecasts)
If a welfare person maxes out the credit card then that's irresponsible but if our Government does that, then its considered great because short term it minimises unemployment (poverty).
The welfare recipient would also say that maxing out the credit card also minimised poverty albeit in the short term.