I take part in industry wide APRA stress testing. Australian banks are some of the most capitalised banks in the world and could survive a drop of 30% in house prices without too many issues. More than 30% starts getting more problematic because a large portion of the LVR profile would drift into negative equity.
If you are concerned about the banks I recommend reading up on the Australian banking capital ratios which have several buffers including:
1. Prudential capital buffer
2.Capital Conservation buffer
3.Countercyclical capital buffer
4.Unquestionably strong buffer
You'll sleep better at night.
Zip accuses banks of anti-competitive behaviour, RBA eyeing Apple, page-19
-
- There are more pages in this discussion • 7 more messages in this thread...
You’re viewing a single post only. To view the entire thread just sign in or Join Now (FREE)
Add ZIP (ASX) to my watchlist
 (20min delay)
|
|||||
|
Last
$1.41 |
Change
-0.025(1.74%) |
Mkt cap ! $1.588B | |||
| Open | High | Low | Value | Volume |
| $1.44 | $1.45 | $1.40 | $12.55M | 8.869M |
Buyers (Bids)
| No. | Vol. | Price($) |
|---|---|---|
| 3 | 257666 | $1.41 |
Sellers (Offers)
| Price($) | Vol. | No. |
|---|---|---|
| $1.41 | 25972 | 1 |
View Market Depth
| Last trade - 16.10pm 02/07/2024 (20 minute delay) ? |
| ZIP (ASX) Chart |