PIL are building a very credible, legitimate business with their Bizmoto app. Many online lending apps in the Philippines have fallen foul of the SEC for not operating within the SEC rules and guidelines.
It may be taking longer than many would like but better to have all the boxes ticked and running smoothly before the full roll out.
https://www.sec.gov.ph/pr-2021/sec-...-for-failure-to-register-online-lending-apps/
http://infoblaze.com/news/details/77644
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