Ann: Appendix 4E and Annual Report, page-17

I like the result. Obviously without COVID and the CBI issue it would be better. There is lots to like going forward and the resilience shown has been noted in the report.

Considering the way the world is I am quite happy.

This company needs another 24 months to really shine but has massive upside and continues to build a bright future.

PFS was a great buy and I hope the market reacts positively to the results.

Depreciation and Amortisation along with fair value adjustment need to be considered in this report.

The CBI timeline will be determined by them as oversight needs to be shown in a thorough timely manner to have confidence in the financial markets, considering the history previously with Irish financial institutions.

What the market says about that will determine where this goes tomorrow.

If you look beyond the politics and see the bigger picture then I remain glass half full.

Plenty to like here, much more than dislike. I have to agree with a previous comment that this company is convoluted but that doesn’t mean bad.

My main concern is growth in GDV doesn’t relate to growth in revenue on a comparable basis. Unless there is an amended due to an error. This puzzles me if someone can shed some light or can see something I have overlooked.

I will re visit the report once some brokers or the market reports on what they see.

I am just an insignificant cog in the wheels.