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Ann: IOU Provides Mid Quarter BNPL Offering & Operations Update, page-108

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    I think we need to be very careful talking about profitability at this stage - the digital marketing campaign will have come at some expense, but more importantly we don’t have any idea on bad debts expense yet. I’m hoping the credit risk aspect will be tightly managed from the start, but the Dec Half Year will be the first proper look into this.
 
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