Hello ID76, Working off these 05/09 figure comparisons the efficiency rate of 09 to 05 comes out to 70%.eg,Ratio of debt ledger 61.9m divided by 16.3 =3.8 times 05 staffing level at the same Ratio should = 80x3.8 = 304 FTE Actual 09 Staff 435 FTE. 304 divided 435 = 70%. in reverse they are carrying 435 - 304 = 131 extra FTE on top of the 304 they should have had which shows at 131 divided 304 x 100 = 43.09% extra staff now. The current assets/PFTE Ratio 05/09 = 142 Divided by 204 x 100= 70% Those eighty FTE must have been darn Hot. They probably arranged all existing repayment structures. Sorry for all the Maths just having fun. RAB
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