It has only taken almost a year for main stream media to catch up to my suggestions that we will enter into an era of stagflation which is the absolute worst of all worlds for BNPL stocks and will completely destroy the business models.
https://www.theguardian.com/business/2021/oct/01/uk-business-confidence-collapses-as-fears-of-stagflation-grow
https://www.marketwatch.com/story/stagflation-is-here-following-months-of-rising-prices-bofa-analysts-say-11633110365
I have seen the arguments that people will use BNPL more if they are short of money but the fact is of they don't have it this week they won't have it in two four or six weeks as they will be to stretched paying for housing, fuel, energy and food.
i would expect an explosion in bad debts.
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