some facts about bpay and the spp

As I chase facts and in order to stop this rather elongated debate about BPAY. Please see the following which is easily available from the web addresses shown.

BPAY: How It Works
http://www.bpay.com.au/billers/bpay_billers/how_bpay_works.aspx
http://www.bpay.com.au/makingpayments/bpay_qa.aspx
Can I make a BPAY payment from my credit card account?
A number of biller companies do not accept payments made with a credit card account. However, this varies and is at the discretion of the biller company providing the bill. Click here and type in the biller company name, to find the payment options offered by a specific biller. Some biller companies may add a surcharge for payments made from a credit card account. Again, this is at the discretion of the biller, and the surcharge would normally be added to the next bill
How long will it take for the payment to go through?
As long as you make a payment before your financial institution's cut-off time (this is the time at the end of the business banking day when you need to make a payment by for it to be processed overnight), the biller will acknowledge the payment as having been made that day. If you make a payment after your financial institution's cut-off time, the biller will acknowledge the payment as having been made on the next banking business day (this does not include weekends or public holidays). Sometimes it can take a biller a number of days to apply a payment to your account. If you are unsure of your Internet or phone banking cut-off times or require more information, please contact your financial institution directly.
If I make a payment on the weekend when will my payment be received?
If you make a payment on the weekend or a public holiday your payment will be processed on the next business banking day.