News: LBY Laybuy Holdings On Track To Reach NZ$1 Billion Gross Merchandise Value Target For FY22, page-25

From the S&P article - thanks for sharing

Consolidation likely
Gary Rohloff, founder and managing director of Australasian BNPL provider Laybuy Group Holdings Ltd., which has more than 500,000 U.K. customers, said the sector's rapid growth in the U.K. was attracting new entrants and that there is likely to be consolidation.Big banks that do not already have a BNPL experience may buy successful providers, and larger BNPL providers could look to acquire to broaden their operations internationally, Rohloff said."I think banks are now taking a hard look at the sector, especially if they are losing market share," he said.