The US fraud detection company declined to name any specific companies being targeted, but they count a number of BNPL businesses as clients.
I assume no data breaches have occurred with the security breach notification laws in US, we'd (should) know.
It just seems an easy avenue from phishing and scammers once they have an identity, BNPL is primary focus e.g. to flip PS5's in shortage supply or buy $200 gift cards. Pay the first instalment 25% and do a houdini. 75% uncollectable
All irrespective of the bnpl companies customer target clientele and detection algorithms.
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