Ann: IOU Provides Mid December Quarterly Update on BNPL Business, page-28

Let’s see here:

* income margin 9.6% for the current Qtr so far. That’s a huge margin

* TTV for the current qtr pretty much on track to equal the previous qtr of about $6.5mil

* As a result of that 9.6% margin NTR looking like it will well beat previous qtrs

* new merchant onboarding and activation well down from previous qtr, possibly as a result of the company focusing on getting RMS up and running. After all, we get that up and running and then that gives us access to 50,000 quality merchants.

* consumer downloads and consumer account activation down from last qtr, but still on track for about 150% gain for the qtr, which should give us close to 30,000 consumers on boarded and 10,000 consumer account activations by the end of the year.

Opening up of economy now underway

IMO

GLTAH