ZIP 0.00% $1.70 zip co limited..

A moment of reflection, page-7

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    Not to mention that all the major 4 banks have their own BNPL platforms and in some cases partnerships with the likes of Klarna etc.
    Then you have Paypal that offers BNPL.
    All the 4 major banks have existing customers and merchants (some in other countries as well)
    No application forms to fill out, better terms, better offerings.

 
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