You haven't adressed any of what I actually said though, all you have done is divert attention away with more dribble.
"its not untill the debt is reduced to half of the current value of the house you break even with rent"
What has the current value of the house got to do with a rental income vs debt repayment ratio? Are debt repayments based on how much you borrowed, or what the current value of the house is? It sounds like you think the latter.
