This business model looks like an absolute joke. This company has far more likelihood of going broke than it does of being a 10-bagger. You're better off collecting your guaranteed dividends from CBA, investing in an IOOF/Magellan turnaround or punting on Brainchip.
I mean really? They called their company Beforepay? Wow. SO ORIGINAL GUYZ. Is Hartzer so unemployable that he went for a job at a speccy predatory lending start-up?
Yuck, red flags. Ew.
Beforepay: the acceptable face of payday lending, page-32
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