"Zip has become a hodgepodge of financial technology, however, and throwing in another messy integration risks adding complications."
i think that is being extremely generous as these guys continue to make fundamental mistakes time after time and have not go the first clue on how to run a successful business.
Had it not been for the generosity of shareholders they would have been bust years ago and lending out shares to be shorted is either "disgraceful" behaviour or just evidence of incompetence by backing themselves into a financial corner and having to rely on lenders of last resort.
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