I've just recently started looking into this company and I love the concept, the value of the product they provide, and the huge TAM. I just wonder if they have any moat? Ie with a white label product and no obvious network effect, is there anything to stop bigger competitors with greater brand recognition eating their lunch? Do they have any unique IP that would be hard to replicate? Any comments on this would be much appreciated!
Thematica Insight Report: Understanding the opportunities in Digital Payments, page-2
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