Current $4m repayment over 4 mths = $1m/mth of equal installments to April.
New prepayment deal (still to be signed off) = $11m over 12 mths, including a 3 mth non-repayment grace period. If taken, that would leave 9 repayments of $1.222m/mth.
My original post was about not being comfortable with leeway if things don't go to plan, but I don't hold, so I'm comfortable. I guess you are too given your outlook.
Technical update, page-163
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