Ann: Openpay Q3 FY22 Trading Update, page-14

This smacks of an upcoming capital injection deal which will likely dilute shareholders. It's essentially an off market capital raise. The investment bank gets a few million shares at about 20c, then if OPY fails to meet its targets, it gets taken over or carved up. Retail SH get nothing!
At best, it gets taken over in a rights issue at peanuts. The parts of the company which are under performing get clipped and retail holders get a few crumbs if they're lucky.