u get a portfolio uplift of 5% (bonus) if you hold more than 5 stocks as commsec looks more favourably on diversified holdings (vs those that do all eggs in one basket). I hold alot more than 5 so always carry a 5% uplift....fear not, its not you, but standalone it would be 50% (insult!)
Ann: Non-Binding Indicative Proposal from Perpetual Limited, page-89
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