I am self employed so I understand small business....
we have only had low interest rates since Oot 2008.....
when I purchased my first house, rates were 12% went to 18%....so I have been there and done that....
kidding I dont take every advantage of the new low rates, after coughing up for 10% from 07-08
am looking to lock in fixed at 5% for next 3 years...
and that opportunity will allow me to bring forward some reno's...
I just love low rates....used appropriately...conservatively...they are magic...
not everyone is prudent with their money....
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