I think you have missed 2 points
1, IDSB growth now that RHB is able to write up loans in addition to the existing bank, they previously advised that the 2nd bank is expected to write a similar amount of loans. Off memory those loans started this Q.? Also tranche 2 payment will see a doubling of revenue??
2, there is much data to believe the upgrades to isentric is expected to grow rapidly this Q onwards.
And ipay88 background deal is still in okay as is DBL links which we don't have any vision on yet.
Ann: March Quarterly Activities Report, page-263
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