Ann: News Release - ANZ NZ 2022 Half Year Result, page-67

Whew thanks for the blessing as to the exchange of posts, means a lot here, am sure. Finally just several points, one entirely missed, ie the sins identified by the last Banking RC have not been eliminated, still there and impacting shareholder returns albeit diminishing inexorably. Woke policies are not driven by shareholder opinion, whatever that means. It is implemented to avoid activist greens demonstrations and such at AGM's and so the CEO can be seen as progressive, even if it means neglect for important parts of the business, such as reduced market share for mortgages. As to your advice on buying and selling underperforming shares, enough said.