Hi @Joannie, if you were in the real estate industry you certainly know more about the nuts and bolts than I do. Your points seem entirely valid. I would guess part of the thinking this time around might be that the banks could get stuck with a load of repossessed housing in a falling market? Just speculating here. (No sign of a housing "crash" yet, but it's early days. The ability of the Australian housing market to weather every economic crisis seems to me one of life's great mysteries.)
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