not in lateral sense.. but having AG code + access to another Bank through IDB like Malaysian Bank. May not difficult to borrow.
having AG code reduce possible Bad debt. I am not seeing Apple Pay later service starting in Malaysia any time in 1H 2023. partnering with pine labs, Razor, IDBI and now on Shopify.. Should increase transaction value.
Ann: IOUpay Goes Live with Shopify e-Commerce Platform, page-41
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