The 156% increase in revenue I quoted EXCLUDES the R&D rebate.
In your claim of a 30% decrease in revenue you have excluded the R&D rebate AND the lending revenue.
The $4.9m tied up in the loan book isn't a furphy either as they likely require say 10% first loss capital in the new $50m DW facility, which facility is drawn down in increments and therefore the full $5m isn't required all at once.
Ann: Appendix 4E and Full Year Statutory Accounts, page-64
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