worth a read.
This shows why retailers are willing to pay the high merchant fee to bnpl, save wages, storage space, restocking (if cancelled), chasing bad debts, immediate payment ect
https://www.google.com/amp/s/www.news.com.au/finance/business/retail/big-w-introduces-15-layby-fee-and-people-are-not-happy-about-it/news-story/b38706bd3aae9a661c935e3800b27339%3famp
to bad zip is going backwards. its model is so much like a credit card that it makes most of its revenue from the customers.
other bnpl that are cheaper for the customers will be the last ones standing!
imo, not financial advice!
I told you good time to buy, page-1743
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