By the way, one thing you need to consider in all this - I assume your goal is to get money to your wife as a distribution of profits from the trust - correct?
Yes
Because if you do it via a complying loan will there be sufficient profits in the trust (after deducting interest) to offset the on the interest given the company will be paying tax on the interest regardless of the trust's tax position?
Im not quite sure what you mean here/
Lets say the trust will make an estimated 400k per year on the 1 mill going on previous 5 years trading history of the 1 mill in the co.