Wrong again, incorrect assumption re investment in smaller banks, but many did. Leave you to your messianic posts re the diminishing and dated 4 pillars that preserves an oligopoly that is there for banks and bankers, and if you consider that pollies and bankers have any notion of accountability and public policy, then hang that stocking out now. Enough on this for now.
Ann: Westpac 2022 Full Year Financial Results Announcement, page-145
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