I disagree, they could get debt funding now, it will just cost them more than its worth.
The debt funder will also as you mention demand scale, which will inevitably lead to them loosening lending criteria which leads to the appearance of irresponsibility, which I think is obvious they wish to avoid.
But again, (and again and again), IOU is not a BNPL, they just have a BNPL. Currently BNPL is serving its purpose and is not a hole money is being poured in to.
BNPL and other finance regulation is coming in Malaysia, as is the digital economy.
"Lets grow by approving everyone" is not going to be acceptable in that market anymore.
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Ann: IOU Provides Mid December Quarter Update on BNPL Business, page-17
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Last
0.7¢ |
Change
0.000(0.00%) |
Mkt cap ! $29.92M |
Open | High | Low | Value | Volume |
0.7¢ | 0.8¢ | 0.7¢ | $36.86K | 5.088M |
Buyers (Bids)
No. | Vol. | Price($) |
---|---|---|
31 | 27188164 | 0.7¢ |
Sellers (Offers)
Price($) | Vol. | No. |
---|---|---|
0.8¢ | 33900628 | 37 |
View Market Depth
No. | Vol. | Price($) |
---|---|---|
31 | 27188164 | 0.007 |
39 | 31039146 | 0.006 |
40 | 24426000 | 0.005 |
31 | 21083889 | 0.004 |
30 | 34592440 | 0.003 |
Price($) | Vol. | No. |
---|---|---|
0.008 | 33900628 | 37 |
0.009 | 16015615 | 23 |
0.010 | 26645772 | 21 |
0.011 | 10899620 | 18 |
0.012 | 7395520 | 26 |
Last trade - 16.10pm 22/07/2025 (20 minute delay) ? |
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