Ann: November Business Update, page-5

Under-promising and over-delivering - I don't think anyone was expecting profitability until year end and even that was uncertain. I would say there is a pretty solid trendline showing the direction of where things are heading and December is traditionally the biggest month - just need to keep control of those bad customers which they seem to be doing.

Being the first BNPL globally to actually make profit is a value inflection point will make many stakeholders take notice. What a change from 6 months ago.