Not yet. All transactions are via SMSF. Gains, dividends and franking credits are not taxed for retirees if they are conducted from within a SMSF. The compulsory % drawdown from my super fund is plenty to live on even though the drawdown requirement has been halved due to covid. Sorry about the late reply. NWE has already been a game-changer since your post and will continue to be. It's my second largest holding after BHP. The future prosperity of NWE holders depends on the solidarity of small retail shareholders retaining more than 10% of total shares to avoid a hostile takeover, the likes of Atlas Metals, where the company was taken over by Hancock and taken private. Good luck and good fortune.
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