At $21.40 you're getting a reasonable FF dividend just for holding.
(I'm very similar to you with entry price overall)
If capital gains are your thing, then Yes I would be a little disappointed, but you're still up at the moment regardless - you can always cash out and find the next hot stock.
I also did really well on NAB buying up a ton around $14-16 in 2020.
My plan was always a long term hold on them, so still own them at $30 which is double-my-money.
The FF dividend is too good in my opinion rather than turn them into a capital gain and then send off a cheque to the ATO.
News: WBC UPDATE 1-Australia's Westpac posts lower CET1 ratio as provisions rise, page-34
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