We are no risk to the insurance company, we are well above any possible flood, and have been a cash cow for them for a decade. I think it just boils down to the fact that many households can no longer afford to insure their home, so we have to make up the slack to pay shareholders dividends. I will send personal letter to the CEO telling him that I will show him the same loyalty that he has shown me. I understand that insurance is a risk spead across the board but don't burn your low risk long term customers to cover people that love river views.
