well put, as it IS all about discipline to hit your targets, and convert your prior dd into the cash flow you envisioned when you were making these decision, as making money is a means to an end, but not the end, as it were... smiling
discipline keeps us honest, with our eye on the ball, sailing our own unique course, independent of any of the cheerleading that often permeates these sites (up or down, same fluff!)
when we reach the targets or destinations, it is with purpose that we can convert gains into the goal(s) we have in mind.
uniquely ours, and attainable with enough dd and discipline.
I am impressed you are already at a 20x level, and the discipline that helped you reach there
hope it keeps working for ya
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