US profitability = time bomb.
The entire US economy is rapidly going down the dunny- the fed is trying to destroy jobs to cool inflation. This won't bode well for BNPL as Americans have burned through their savings and are living on credit cards & BNPL now.
You guys keep counting on a healthy functioning economy but all Biden does is change the definition of recession and then try to print more money. Whenever the debt ceiling is lifted and more spending is approved, inflation keeps growing.
Heck, Aus government could impose a thousand more rules and reg's on BNPL and that won't make a lick of difference if the consumer can't pay back debt to Zip.
Wake up.
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