Ann: Form 8-K Current Report, Items 2.02 and 9.01, page-50

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    Hi Piggy Your a man of the markets. You have been around the block a few times and seen a few things. Wondering if I could get your expert opinion on something that fascinates me. Disruptive innovation.
    When a company disrupts a market the incumbent players don’t like it. They quite often employ a dirty tricks campaign to discredit the reputation of the disruptive company to try and hold it back.
    In the early days of Afterpay it was growing 100% YOY. The incumbents wouldn’t have liked this. Wonder if you have ever witnessed a dirty tricks campaign to try and discredit the reputation of Afterpay
 
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