It's just the beginning for Spenda!, page-11444

pretty sure the terms were in the announcement, and no doubt they can, but one would think after 12 months of set up with spenda and then signing on for 5 years with lending, they won’t be in too much of a hurry. you’d think that’s given them enough time to scope spenda out.

im not really interested in going through the history of it, but from basic reading it looks like cirralto opted out of Telstra due to a Telstra restructure. But I could be wrong. Telstra would be a nightmare to do business with I would think.