when using zip in such a high frequency they rightly have automated protection in place (fraud protection) in which would lock up the account. to then unlock your account you have to verify the payment method by providing the code on CC statement.
i would have to verify the exact same payment method daily, which was no problem, just a little inconvenience.
but eventually the time zip took to unlock the account went from a few minutes to days, then weeks, then over a month. it became unusable.
Ann: Q1 FY24 Results - Zip achieves positive Group cash EBTDA, page-382
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