It's just the beginning for Spenda!, page-12326

No one has been proven right or wrong yet. The 4Cs over the next the 12 to 18 months will reveal how things are progressing and whether or not the workings are close to reality or off the mark. Last year there similar workings around how Carpet Court alone would be generating 2.5mill per quarter and make SPX CF+. Last quarter revenue numbers were well off 2.5mill for the quarter and I would expect so will this quarter from CC, because the assumptions are incorrect in that B2B do not pay invoices using a Credit Cards they pay invoices using Direct Debit or EFT from bank account to bank account and that does not give SPX a % on the value of the invoice it gives SPX 26c per invoice.

I think there is plenty of upside and the future does look bright however until the numbers are reflected in the 4Cs there will be conjecture as to where this is really at. The addition of B2C EFTPOS terminals for customers and the PAYFAC are as big as some realise, however take up of the offering is key its okay to have it your bag but if customers dont want to move away from what they currently have then there is no money coming in to SPX from that stream.