What do you want the future of Zip to be?, page-11

Best not mention anything outlandish like business expansion via looking at new markets or products or you will be ridiculed.

I'd mostly like ZIP to continue what its doing in reducing bad debts and arrears, raising revenues, margins and getting itself beyond operational profits and positive cash flows to reported net accrued profits, particularly by continuing the US business ramp up and slowly pushing customer margins up, in part by continuing its move into short-term credit and lending products. All fairly predictable stuff it has already done and should continue to do. A year or so of reliably good, but uncontroversial news from ZIP would reinstall mkt confidence and if coupled with ASX200 inclusion in late 2024, might get the share price to $2 by early 2025, IMO.

(I think you will get all of your listed hopes met, bar the very last one - ANZ BNPL regulation finalised, that will take longer than a year)