That may be so. eg. $1.13b jumping to $1.17b.
Though $147m originations is the largest in the 5 periods. $98-127m was enough to have receivables fall in H223. $130-147m was enough to have it rise in H124.
So maybe not a huge amount of up-front provisions. Not provisions on the full $0.1b rounded jump in receivables, but provisions on the originations number, the jump from $98-127m to $130-147m. So 15%+ higher.
- So 15% higher up-front provisions than usual. (15% higher originations)
- Lower interest and fees on the corporate debt.
- NPAT stays stable at $6m.
- Cash profit might have been up (the one that is adjusted to offset the accounting rules)
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1 | 49916 | 0.061 |
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