Thanks guys. I've only got $30k in Aus super which rules out a self managed fund for now. I'm currently US based and am accumulating into Americas equivalent to super, the 401k. $30k isn't much, but with an MER of 2.4% its never going to grow any bigger. I wish Vanguard would get into the super business. There is a gap in the market for a low fee product.
The USA 401k's are fantastic. 50% employee matching contributions, 100% tax deduction on contributions, 0.4% MER, no tax on accumulation, no tax on withdrawals in retirement, freedom to borrow money from the fund at LIBOR and ability to withdraw early for medical reasons or education. Australian super is a tax death trap by comparison.
Paradigm, that fund sounds provocative. Shame I don't qualify....
